NameDescriptionType Additional information
LoanProspectorDocClassificationType

The Loan Prospector Doc Classification Type

EG.WS.MISMO.Standard.MISMO231.LoanProspectorDocClassificationType
THIRD_PARTY_ORIGINATOR

The THIRD_PARTY_ORIGINATOR

EG.WS.MISMO.Standard.MISMO231.THIRD_PARTY_ORIGINATOR
MIApplicationType

Specifies the way the lender directs the mortgage insurer to handle the processing of the loan

EG.WS.MISMO.Standard.MISMO231.MIApplicationType

Required

MICaptiveReinsuranceIndicator

The MI Captive Reinsurance Indicator

EG.WS.MISMO.Standard.MISMO231.MICaptiveReinsuranceIndicator
MICertificateIdentifier

The MI Certificate Identifier

string
MICertificateType

Specifies the type of mortgage insurance certificate required by the customer

EG.WS.MISMO.Standard.MISMO231.MICertificateType
MICompanyName

The MI Company Name

string
MICoveragePlanType

Specifies the coverage type of private mortgage insurance coverage selected

EG.WS.MISMO.Standard.MISMO231.MICoveragePlanType
MILoanLevelCreditScoreValue

The MI Loan Level Credit Score Value

string
MIDurationType

Specifies the duration of coverage provided by the private mortgage insurance payment

EG.WS.MISMO.Standard.MISMO231.MIDurationType

Required

MIEmployeeLoanIndicator

The MI Employee Loan Indicator

EG.WS.MISMO.Standard.MISMO231.MIEmployeeLoanIndicator
MIInitialPremiumAtClosingType

Specifies whether the initial Mortgage Insurance premium is prepaid upon closing or deferred until first principle payment

EG.WS.MISMO.Standard.MISMO231.MIInitialPremiumAtClosingType

Required

MILenderIdentifier

The MI Lender Identifier

string

Required

MILenderSpecialProgramType

The MI Lender Special Program Type

string
MIPremiumFinancedIndicator

The MI Premium Financed Indicator

EG.WS.MISMO.Standard.MISMO231.MIPremiumFinancedIndicator

Required

MIPremiumPaymentType

Specifies the source of the mortgage insurance payment

EG.WS.MISMO.Standard.MISMO231.MIPremiumPaymentType

Required

MIPremiumRatePlanType

Specifies pattern of Mortgage Insurance premium rates charged over the life of the coverage

EG.WS.MISMO.Standard.MISMO231.MIPremiumRatePlanType
MIPremiumRefundableType

Specifies how the private mortgage insurance premiums will be treated if the private mortgage insurance coverage is canceled

EG.WS.MISMO.Standard.MISMO231.MIPremiumRefundableType

Required

MIPremiumTermMonths

The number of months of mortgage insurance coverage pre-paid by the initial premium. Used when MI Duration Type = Specific Term Single

string
MIReducedLoanDocumentationType

To convey the type of reduced loan documentation

EG.WS.MISMO.Standard.MISMO231.MIReducedLoanDocumentationType
MIRelocationLoanIndicator

Indicates if the loan is part of a corporate relocation loan program

EG.WS.MISMO.Standard.MISMO231.MIRelocationLoanIndicator
MIRenewalCalculationType

Specifies the way in which the renewal premiums will be calculated

EG.WS.MISMO.Standard.MISMO231.MIRenewalCalculationType

Required

MIRequestType

To distinguish an original request application for private mortgage insurance from any subsequent requests for the same loan, and from the MIs response to the order

EG.WS.MISMO.Standard.MISMO231.MIRequestType

Required

MISpecialPricingType

To convey information about a special pricing option or special deal number associated with a certain class of lender loans

string
MISubPrimeProgramType

To convey the loan is processed as sub prime

EG.WS.MISMO.Standard.MISMO231.MISubPrimeProgramType
MITransactionIdentifier

A unique tracking identifier assigned by the sender which is typically returned to the sender in the resulting response

string

Required

DesktopUnderwriterCaseFileIdentifier

The DU case file ID

string
DesktopUnderwriterRecommendationType

The result of a Desktop Underwriter decision

EG.WS.MISMO.Standard.MISMO231.DesktopUnderwriterRecommendationType
LoanProspectorKeyIdentifier

The Loan Prospector Key Identifier

string
LoanProspectorAcceptPlusEligibleIndicator

The loan eligibility classification of a Loan Prospector decision

EG.WS.MISMO.Standard.MISMO231.LoanProspectorAcceptPlusEligibleIndicator
LoanProspectorCreditRiskClassificationType

The risk classification of a Loan Prospector decision

EG.WS.MISMO.Standard.MISMO231.LoanProspectorCreditRiskClassificationType
LoanProspectorRiskGradeAssignedType

The LP risk grade evaluation value

EG.WS.MISMO.Standard.MISMO231.LoanProspectorRiskGradeAssignedType
LoanProspectorCreditRiskClassificationDescription

The Loan Prospector Credit Risk Classification Description

string
LoanProspectorDocumentationClassificationDescription

The Loan Prospector Documentation Classification Description

string
FreddieMacPurchaseEligibilityType

The Freddie Mac purchase eligibility type

EG.WS.MISMO.Standard.MISMO231.FreddieMacPurchaseEligibilityType
AutomatedUnderwritingSystemName

The name of the automated underwriting evaluation system used for the loan

string
AutomatedUnderwritingSystemResultValue

The Automated Underwriting System Result Value

string
InvestorProgramNameType

To identify loans originated for specific investor programs

EG.WS.MISMO.Standard.MISMO231.InvestorProgramNameType
InvestorProgramNameTypeOtherDescription

The Investor Program Name Type Other Description

string