Essent API:

API Version

Authorize

MISMO Version

Get231Quote GetLoanProducts

AddlBorrowerAssetsConsideredIndicator AddlBorrowerAssetsNotConsideredIndicator AlimonyChildSupportObligationIndicator ApplicationTakenMethodType ARMConversionOptionIndicator ARMIndexType ArmsLengthIndicator AssetType AssetVerifiedIndicator AssumabilityIndicator AVMConfidenceScoreIndicator AVMModelNameType BalloonIndicator BankruptcyIndicator BaseDateType BelowMarketSubordinateFinancingIndicator BorrowedDownPaymentIndicator BorrowerResidencyBasisType BorrowerResidencyType BuildingStatusType BuydownTemporarySubsidyIndicator CaseStateType CitizenshipResidencyType CoMakerEndorserOfNoteIndicator ConcurrentOriginationIndicator ConcurrentOriginationLenderIndicator ConstructionPurposeType ContactPointPreferenceIndicator ContactPointRoleType ContactPointType ContributorType CounselingConfirmationIndicator CreditReportAuthorizationIndicator CreditReportType CreditRepositorySourceType CreditSourceType CreditType CurrentFirstMortgageHolderType CurrentResidenceIndicator DesktopUnderwriterRecommendationType DispositionStatusType DownPaymentOptionType DownPaymentType EmploymentCurrentIndicator EmploymentPrimaryIndicator EnergyEfficientHomeIndicator EscrowWaiverIndicator ExclusionIndicator ExclusionReasonType ExplanationType FHAAlimonyLiabilityTreatmentType FHASectionOfActType FNMCommunityLendingProductType FNMCommunitySecondsIndicator FNMCreditReportScoreType FNMNeighborsMortgageEligibilityIndicator FreddieMacPurchaseEligibilityType FullPrepaymentPenaltyOptionType GenderType GovernmentRefinanceType GSEProjectClassificationType GSEPropertyType GSERefinancePurposeType HMDAEthnicityType HMDAHOEPALoanStatusIndicator HMDAPreapprovalType HMDAPurposeOfLoanType HMDARaceType HomeownerPastThreeYearsType IncomeType IntentToOccupyType InvestorProgramNameType JointAssetLiabilityReportingType LandTrustType LegalDescriptionType LenderFundingIndicator LenderSelfInsuredIndicator LiabilityType LienPriorityType LoanAmortizationType LoanClosingStatusType LoanDocumentationType LoanForeclosureOrJudgementIndicator LoanProspectorAcceptPlusEligibleIndicator LoanProspectorCreditRiskClassificationType LoanProspectorDocClassificationType LoanProspectorRiskGradeAssignedType LoanPurposeType LoanRepaymentType MaritalStatusType MIApplicationType MICaptiveReinsuranceIndicator MICertificateType MICertificationStatusType MICompanyNameType MICoveragePlanType MIDurationType MIEmployeeLoanIndicator MIInitialPremiumAtClosingType MIPremiumFinancedIndicator MIPremiumPaymentType MIPremiumRatePlanType MIPremiumRefundableType MIReducedLoanDocumentationType MIRelocationLoanIndicator MIRenewalCalculationType MIRequestType MISubPrimeProgramType ModelNameType MortgageType NameDocumentsDrawnInType OutstandingJudgementsIndicator PartyToLawsuitIndicator PaymentAdjustmentCalculationType PaymentFrequencyType PayoffStatusIndicator PayoffWithCurrentAssetsIndicator PermanentIndicator PlannedUnitDevelopmentIndicator PreferredResponseFormat PreferredResponseMethod PrepaymentPenaltyIndicator PrepaymentRestrictionIndicator PresentHousingExpenseType PresentlyDelinquentIndicator PrintPositionType PriorPropertyTitleType PriorPropertyUsageType PropertyForeclosedPastSevenYearsIndicator PropertyRightsType PropertyUsageType ProposedHousingExpenseType RateAdjustmentCalculationType RateLockType RefinanceImprovementsType REOGSEPropertyType SecondaryFinancingRefinanceIndicator SecondMortgageOriginalPropertyIndicator SelfEmployedIndicator ServicingTransferStatusType SubjectIndicator SubjectLoanResubordinationIndicator SummaryAmountType UseEmbeddedFileIndicator VABorrowerCoBorrowerMarriedIndicator ValuationMethodType VeteranStatusIndicator

Downloads

MISMO v2.3.1 REQUEST_GROUP.xsd
MISMO v2.3.1 RESPONSE_GROUP.xsd

Name	Value
AddPercentToCurrentRate	0
AddPercentToOriginalRate	1
IndexPlusMargin	2

Essent Quote Services REST API Documentation

EG.WS.MISMO.Standard.MISMO231.RateAdjustmentCalculationType